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Until you find yourself in the medical trenches vs mega insurance companies, ACO’s, or state/federal programs, the levels of stress the process imposes at a time of real medical crisis-driven need, the outrageous denial rate is an unknown and thereby unfelt threat factor whose power over life and death of yourself or loved ones is hard to imagine.

Americans are so propagandized about our own singularity overall it is pathetic, but especially re healthcare—public, private, or universal. There’re far too many lobbyists and powerbrokers making way too much money by influencing Washington decision-makers and the general public, who cloud minds re the blessings of EverymanEverywhere having quality healthcare as a human right.

Disgracefully conceited and shameful are those, who brag that They have health insurance, so to hell with EveryoneElse. How utterly vile, as they someday will discover when confronting their own merely human mortality vs a healthcare system so broken that they themselves suffer in its clutches. Given how fast and far the mighty can and do fall, they might want to reflect and revise their opinion. Just saying.

Technologies exist to help patients with dire diagnoses. You might read of these wonders assuring yourself that, if needed, you will have access to them. HAH.

Let me explain: longterm care blows through even generational wealth and lifelong savings in less than a year for most people.

Longterm care insurance costs thousands of dollars/month, so only the “entitled” can afford it.

Why is similar/better care provided under universal care governance? Because the government is billing itself, not a private care facility raping the familial piggybank til there is not a single bent kopek left.

Once drained of all marketable assets, one is “put on Medicare or Medicaid” depending on age. A lot of people are then moved out of private care facilities into public hellholes therein to languish til Death is merciful.

Does the government then want to pay private facilities their extortionary rates? Hell, no.

And so, unless the patient is blessed to have a loudly vocal advocate to fight for their needs, they soon die. Three months or so as an observable trend.

The state sighs in financial relief and the family mourns in its own way hopefully out of public view.

That is the sad reality.

I know this from having lived it for decades. The grievance department supervisor at the relevant insurance company and I are on a first name basis, because of the number of times I’ve had to appeal insurance denials, especially wrt a fraudulent DME company’s machinations. “I don’t care that he’s in a meeting. Pull him out by the ear, if necessary, because I want to talk with him—now.” Wicked grins, That method works rather well, actually, so I share it with you’all to have in your quiver when needed. Either John/JaneEveryman Everywhere stands up for themselves or see above reference to “they die.” That’s the American Healthcare Reality-101. ((((((((((

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Thank you for sharing.

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Not only is UHC notorious for denying 32% of claims, the company uses AI to accelerate denials, and this CEO engaged in insider trading to cash out $15M ahead of a DOJ investigation.

We live in a country where there's no accountability for the wealthy, no options for the individual to protect themselves from a predatory system, and no protection from the government.

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